29.5.12

How to Invest in Gold in Singapore

My father has garnered a sudden interest in Gold Investment due to the upcoming QE3 (maybe) by the U.S. since the election is coming...

And so i went to research online for all the information about "How to invest in Gold in Singapore"... Hope can share with all of you.. I welcome any feedback or comments so i can constantly update the post for the benefit of all :)

First of all, i wish to say something: Investing in Gold is GOD D*mn Expensive for Private Individual Investors! All the gold exchanges out there has always been for accredited investors or big hedge/ mutual funds or governments who buy/sell in bulk as they have the purchasing power.

I found a very conclusive report of seemingly all the possible ways to invest in Gold and here is how it looks like:



Although it may seem that there are many ways to capitalise on the possible gold uptrend [e.g. when U.S. starts printing money due to the elections]; high barriers to "investment" such as huge capital required and lack of information. 

Nevertheless, in my post, i seek to find out avenues to solve the 2 main problems people like you and me face:

  • Expensive - Gold Bars/Certs cost $60K+ onwards and are out of reach to normal people.
  • Limited Ease of Buying/Selling - Even if you can buy Gold Coins or Certs, you pay High Premiums (selling to UOB, pawnshops or collector's shops) or will likely face difficulty in selling the Gold on established portals.
Based on my own opinion, i narrowed down to a few methods on how Retail Investors can possibly HUAT in Gold!


  1. UOB
    You can easily buy and sell Gold Bullion Coins, Gold Bars and Gold Certificates at UOB Main Branch, which is located at UOB Plaza, 80 Raffles Place. Or just create a Gold Savings Account with them. Link ->  http://www.uob.com.sg/personal/investments/treasury/precious_metals.html
    However, based on the various feedback i have seen online, UOB is not really good. When you purchase Gold Bar from them, UOB charges a flat fee of $200+ and $4k+ is given to the govt as GST!
  2. Gold Trading
    I reckon that it will be similar to forex trading with leverage ratio much higher but i have never tried it before. Link ->  http://www.avafx.com/goldlp-en/?tag=goog-Singapore2&ds2=how%20to%20invest%20in%20gold%20in%20singapore@e@15018349033@goldlp-en&gclid=CLfIwKedo7ACFcsa6wodIXqHWA
    Any kind soul who have experience in this can leave a comment and share with everyone...
  3. BullionVault.com [My favourite research!]


    BullionVault functions just like the normal stock exchange but its for gold! I believe buying/selling is much simpler here and the spread is much tighter = more profits for you! And if you take a closer look at the Red Box, you can even buy soooooo low quantity at $10,000 or lesser!
    Few avenues will allow such a thing... and i have checked that BullionVault is a Safe and endorsed website by the World Gold Council which has $2.2 Billion GOLD HOARD! lol...
    Check it out now ->  http://www.bullionvault.com/gold_market.do
  4. Gold Stocks
    Many people may have contemplated on buying Gold ETFs like SPDR Gold Shares or iShares Comex Gold Trust But... i think they are just too expensive for people to own one lot with that huge capital injection.
    Thus, i still prefer gold stocks like LionGold, Interra Resources or even Newmont listed on U.S. stock exchange. Easy to buy and sell and transparent as always!
  5. Gold / Mineral Focused Mutual Funds
    There have been more mutual funds focusing on Gold ever since the major currencies are going hay-wire and Gold seems the best hedging tool available. However, the management fees are usually high at 5% so please do take note as well.
Disclamier: All this content is for information purposes only. Please do exercise caution and due diligence on your own investments.

Hope you like my Hard Work in delivering this Post and can support / "LIKE" my Facebook page @ www.facebook.com/kissinvesting! Thanks!

22.5.12

Buy China Minzhong @ 0.62 22/05/12

If you are looking for a value stock to invest in this period, there is one staring right at your face and that is China Minzhong (cmz for short)!

While the stock market falls only 10% recently, cmz has without valid reason; plunged to a low of 0.58 from an average price of 1.2!

Thinking that it is a secret sell off by the management or other funds, i held my horses.

Right now, with templeton fund and lin guo rong (CEO of cmz) buying back with huge amounts, it has prompted a reversal ytd and closed at 0.615.

I have bought them at 0.62 and decides to hold it for some time here.. If it would return to 1.20, it equates to almost 100% return! :D

Hope you like this post & can support me by Liking my facebook page - www.facebook.com/kissinvesting.

21.5.12

Singapore Stock Broker Comparison

*last updated as of 21/5/2012


A few points to Share:


1) CDP - Central Depository (like a central storage for all your stocks - under the Singapore Government)

2) For the "No Info." part, hope that users of that trading platforms can share with us your views & i will upload again the updated one :)

3) Over the recent years, there has been a change of heart for the retail investors... they are moving towards the new comers: Limntan & esp. hot favourite Standard Chartered Bank for the various reasons shown below.

Limtan

Limtan is a new comer in the world of stock brokerage firms but is strongly supported by the backing of NTUC, where you can obtain linkpoints in exchange for redemptions when you trade.

I opened a new account at the Invest Fair recently with Limtan and will be rewarded with a NTUC $30 voucher if i just make a single trade. Not Bad at attracting new customers to join.

However, i tried its platform and i think it is not really viable to compete against the established players yet.

Standard Chartered Bank

SCB stands out with the No Minimum Fees, hands down! It is super cost savings for people who have only less than $5k to trade (the usual $25 commission to and fro * 2 will eat up already 10% if you just invest $500!).

There are however, some drawbacks. i) the stock trading platform is ill-equipped and show only one stock price at one time.

ii) the stocks are held through custodian account by SCB instead of CDP (However, i do not fear as much since Standard Chartered is quite an established bank but i advise that you do not put all your eggs into one basket as well!)

Conlusion

I seriously think that SCB is worth a try for new stock investors & dividend income investors who are there to accumulate stocks for the long haul and practise dollar cost averaging. When you minus your costs, it means that your profits will rise too! Cheers!

19.5.12

Facebook a Good Bet? See for yourself...

In a downtrend market, nothing is a good bet... not even the Hyped up Facebook which has Billions over in Market Value.


Just take a look at the chart:



It's 11.51PM in Singapore time and 11.51AM at the U.S. side. Despite closing higher at US$ 42, it declines straight down all the way to US$38...

If you ask me what is my opinion on Buying Facebook Stock; I would say they are over-pricing the shares. And IPO usually determine on its first trading day to see whether it will likely outperform in the next few days or weeks... and it's obvious that Facebook is out of favour now...

Not everyone believes in investing in the NEXT BIG social network company now ah... Especially when all the negative news of Facebook start to surface recently...

18.5.12

Singapore Reits Classified in Different Categories




Here is a Breakdown of the Singapore Reits into its various Categories.


You can zoom in on the more important indicators like "Annualized Yield", "Leverage Ratio" & "Price/Book Value" to select your desired Reit. :)


Just for Sharing...

Hope you like this post and May you make lots of Moolah!! Kindly Support me & Like my page at http://www.facebook.com/pages/KissInvesting.. Thanks!

12.5.12

Reits + High Yield Stocks

Got this from my StockBroker and found that this information can be beneficial for lots of income investors out there (especially mature people looking for stability!).



Reits


REIT
Period
DPU cts
Mkt
Yield
NAV
Gearing
Assets Type
Sabana REIT
Q1 – Mar12
2.26
$0.955
9.518%
$1.040
33.90%
Industrial
AIMSAMPI Reit
Q4 – Mar12
2.7
$1.185
9.114%
$1.406
30.00%
Industrial
Cambridge
Q1 – Mar12
1.171
$0.550
8.564%
$0.619
35.90%
Industrial
First REIT
Q1 – Mar12
1.93
$0.900
8.622%
$0.800
16.00%
Hospitals + Hotel (Indonesia)
SaizenREIT
1H – Dec11
0.61
$0.144
8.472%
$0.310
32.00%
Residential (Japan)
CACHE
Q1 – Mar12
2.086
$1.035
8.106%
$0.910
27.70%
Industrial
MapletreeInd
Q4 – Mar12
2.22
$1.140
7.789%
$1.020
37.80%
Industrial
AscottREIT
Q1 – Mar12
2.14
$1.085
7.889%
$1.310
41.60%
Serviced Apts (Regional)
K-REIT
Q1 – Mar12
1.9
$1.000
7.640%
$1.250
41.80%
Office
SuntecReit
Q1 – Mar12
2.453
$1.345
7.335%
$1.962
37.40%
Retail + Office
CapitaRChina
Q1 – Mar12
2.41
$1.330
7.286%
$1.240
30.00%
Retail (China)
Frasers Comm
1H – Mar12
3.2423
$0.940
6.894%
$1.330
36.10%
Retail + Office
MapletreeLog
Q5 – Mar12
1.7
$0.970
7.010%
$0.880
35.20%
Industrial
MapletreeCom
Q4 – Mar12
1.554
$0.935
6.684%
$0.954
37.60%
Retail + Office
LippoMalls
Q1 – Mar12
0.69
$0.410
6.732%
$0.566
9.20%
Retail (Indonesia)
Ascendasreit
Q4 – Mar12
3.5
$2.040
6.863%
$1.843
36.60%
Industrial
Starhill Gbl
Q1 – Mar12
1.07
$0.645
6.667%
$0.940
30.40%
Retail + Office
Fortune Reit HK$
2H – Dec11
13.5
$4.170
6.475%
$7.810
25.90%
Retail (HK)
FrasersCT
Q2 – Mar12
2.5
$1.625
6.154%
$1.420
30.90%
Retail
CapitaComm
Q1 – Mar12
1.9
$1.305
5.854%
$1.560
30.50%
Office (61%) + Retail (22%) + Hotel (17%)
CDL Htrust
Q1 – Mar12
2.78
$1.950
5.733%
$1.580
25.60%
Hotels
PLife REIT
Q1 – Mar12
2.56
$1.855
5.520%
$1.460
35.30%
Hospitals
CapitaMall
Q1 – Mar12
2.3
$1.785
5.182%
$1.570
38.30%
Retail + Office

High Yield Stocks


Aviation Services
Stock
Period
EPS cts
DPS cts
Mkt
Yield
PE
Div Breakdown
SATS
FY11 (Mar)
17.40
17.0
$2.570
6.615%
14.77
Interim 5ct ; Final 6ct + Special 6ct
SIA Engg
FY12 (Mar)
24.56
21.0
$4.080
5.147%
16.61
Interim 6ct ; Final 15ct
ST Engg
FY11 (Dec)
17.28
15.5
$3.070
5.049%
17.77
Interim 3ct ; Final 4ct + Special 8.5ct

Note : SATS Special Div are Observed to be Non-Recurring 

Transport
Stock
Period
EPS cts
DPS cts
Mkt
Yield
PE
Div Breakdown
SBSTransit
FY11 (Dec)
11.89
5.90
$1.640
3.598%
13.79
Interim 3.1ct ; Final 2.8ct
ComfortDelGro
FY11 (Dec)
11.27
6.00
$1.490
4.027%
13.22
Interim 2.7ct ; Final 3.3ct
SMRT
FY12 (Mar)
7.9
7.45
$1.660
4.488%
21.01
Interim 1.75ct ; Final 5.7ct



TELCO
Stock
Period
EPS cts
DPS cts
Mkt
Yield
PE
Div Breakdown
SingTel
FY12 (Mar)
25.04
15.8
$3.210
4.922%
12.82
Interim 6.8ct ; Final 9ct
M1
FY11 (Dec)
18.1
14.5
$2.500
5.800%
13.81
Interim 6.6ct ; Final 7.9ct
StarHub
FY11 (Dec)
18.40
20
$3.220
6.211%
17.50
Q1 5ct ; Q2 5ct ; Q3 5ct ; Q4 5ct

Note : SingTel Special Div is Observed to be Non-Recurring

Funds / Infrastructure
Stock
Period
DPS cts
Mkt
Yield
NAV
Div Breakdown
SPAus
1H – Sep11
A4.0 (Gross)
$1.385
7.288%
A$0.89
2H11 A4.0ct ; 1H11 A4.0ct
MIIF
2H – Dec11
2.75
$0.580
9.483%
$0.820
1H11 2.75ct ; 2H11 2.75ct

* SPAus DPU in A$. Yield is Calculated Using Latest Exchange Rate (1.2618) fm Yahoo
NOTES :
  • Mkt Price is as on 10-May-12
  • SingTel : 2H12 (Mar12) – Final 9ct ; 1H12 (Sep11) – Interim 6.8ct ; Includes Exceptional Net Tax Credit S$270M
  • SIAEC : Q412 (Mar12) – Final 15ct ; Q212 (Sep11) – Interim 6ct
  • StarHub : Q112 (Mar) – 5ct
  • SMRT : Q412 (Mar12) – Final 5.7ct ; Q212 (Sep11) – Interim 1.75ct
  • SingPost : Q412 (Mar12) – 2.5ct ; Q312 (Dec11) – 1.25ct ; Q212 (Sep11) – 1.25ct ; Q112 (Jun11) – 1.25ct
  • SPH : 1H12 (Feb) – 7ct
  • ST Engg : 1H11 (Jun) – 3ct ; 2H11 (Dec) – 4ct (Final) + 8.5ct (Special)
  • MIIF : 1H11 (Jun) – 2.75ct ; 2H11 (Dec) – 2.75ct
  • ComfortDelgro : Q411 (Dec) – 3.3ct ; Q211 (Jun) – 2.7ct
  • SBSTransit : Q411 (Dec) – 2.8ct ; Q211 (Jun) – 3.1ct
  • StarHub : FY12 Div Guidance – 5ct/Q
  • M1 : 2H11 (Dec) – Final 7.9ct ; 1H11 (Jun) – Interim 6.6ct
  • SATSvcs : Q212 (Sep11) – Interim 5ct
  • SPAus : 2H11 (Mar11) – A4ct (before tax) / A3.7721ct (after tax) ; 1H11 (Sep10) – A4ct (before tax) / A3.7772ct (after tax)

11.5.12

10 Questions to Ask when choosing a Financial Planner


10 Questions to Ask When Choosing a Financial Planner

You may be considering help from a financial planner for a number of reasons, whether it's deciding to buy a new home, planning for retirement or your children's education, or simply not having the time or expertise to get your finances in order. Whatever your needs, working with a financial planner can be a helpful step in securing your financial future.

The questions in this section will help you interview and evaluate several financial planners to find the one that's right for you. You will want to select a competent, qualified professional with whom you feel comfortable, one whose business style suits your financial planning needs. An interview checklist has been included for your convenience.

1. What experience do you have?

Find out how long the planner has been in practice and the number and types of companies with which she has been associated. Ask the planner to briefly describe her work experience and how it relates to her current practice. Choose a financial planner who has a minimum of three years experience counseling individuals on their financial needs.

2. What are your qualifications?

The term "financial planner" is used by many financial professionals. Ask the planner what qualifies him to offer financial planning advice and whether he holds a financial planning designation such as the CERTIFIED FINANCIAL PLANNERTM mark. Look for a planner who has proven experience in financial planning topics such as insurance, tax planning, investments, estate planning or retirement planning. Determine what steps the planner takes to stay current with changes and developments in the financial planning field. If the planner holds a financial planning designation, check on his background with the FPAS.

3. What services do you offer? 
The services a financial planner offers depend on a number of factors including credentials, licenses and areas of expertise. Financial planners cannot sell insurance or securities products without the proper licenses. Some planners offer financial planning advice on a range of topics but do not sell financial products. Others may provide advice only in specific areas such as estate planning or on tax matters.

4. What is your approach to financial planning?
Ask the financial planner about the type of clients and financial situations she typically likes to work with. Some planners prefer to develop one plan by bringing together all of your financial goals. Others provide advice on specific areas, as needed. Make sure the planner's viewpoint on investing is not too cautious or overly aggressive for you. Some planners require you to have a certain net worth before offering services. Find out if the planner will carry out the financial recommendations developed for you or refer you to others who will do so.

5. Will you be the only person working with me?

The financial planner may work with you himself or have others in the office assist him. You may want to meet everyone who will be working with you. If the planner works with professionals outside his own practice (such as attorneys, insurance agents or tax specialists) to develop or carry out financial planning recommendations, get a list of their names to check on their backgrounds.

6. How will I pay for your services?
As part of your financial planning agreement, the financial planner should clearly tell you in writing how she will be paid for the services to be provided. Planners can be paid in several ways:
 
  • a salary paid by the company for which the planner works. The planner's employer receives payment from you or others, either in fees or commissions, in order to pay the planner's salary. 
  • fees based on an hourly rate, a flat rate, or on a percentage of your assets and/or income. 
  • commissions paid by a third party from the products sold to you to carry out the financial planning recommendations. Commissions are usually a percentage of the amount you invest in a product. 
  • a combination of fees and commissions whereby fees are charged for the amount of work done to develop financial planning recommendations and commissions are received from any products sold. In addition, some planners may offset some portion of the fees you pay if they receive commissions for carrying out their recommendations. 
7. How much do you typically charge?
While the amount you pay the planner will depend on your particular needs, the financial planner should be able to provide you with an estimate of possible costs based on the work to be performed. Such costs would include the planner's hourly rates or flat fees or the percentage he would receive as commission on products you may purchase as part of the financial planning recommendations.

8. Could anyone besides me benefit from your recommendations? 

Some business relationships or partnerships that a planner has could affect her professional judgment while working with you, inhibiting the planner from acting in your best interest. Ask the planner to provide you with a description of her conflicts of interest in writing. For example, financial planners who sell insurance policies, securities or mutual funds have a business relationship with the companies that provide these financial products. The planner may also have relationships or partnerships that should be disclosed to you, such as business she receives for referring you to an insurance agent, accountant or attorney for implementation of planning suggestions.

9. Have you ever been publicly disciplined for any unlawful or unethical actions in your professional career?
Several government and professional regulatory keep records on the disciplinary history of financial planners. Ask what organizations the planner is regulated by, and contact these groups to conduct a background check.

10. Can I have it in writing?
Ask the planner to provide you with a written agreement that details the services that will be provided. Keep this document in your files for future reference.

Conclusion

All in all, its best to find a financial planner that will stick to you throughout your different stages of life and not just one that sells you insurance plans and neglect you totally. Real financial planners can be very beneficial with their knowledge of tax legislations and planning for something important you may have missed out in your lives.

10.5.12

FREE Complete Starter Kit for Stock Investing Beginners

I just uploaded a FREE Complete Starter Kit for Stock Investing Beginners & you can find it here...


Here is how it looks like:




It is an ebook (not made by me, by sgstockmarket.com) that compiles all the necessary information like:
1) who can open stock trading account
2) brokerage firms you can open accounts with
3) Technical vs Fundamental Analysis


No Harm taking a look even if you have been investing/trading in stocks for long :)

9.5.12

My Favourite Book - Secrets of Millionaire Investors by Adam Khoo

This is my all-time favourite of all the investment books out there! There are a lot of other books out there on how to become a millionaire, and quite a few on investing as well.  

Mostly, they’re disappointing.  The millionaire books might be inspirational, the good ones anyway, and they may have some advice that’s useful, but in order to actually making them work, you would have to sign up for follow-up seminars and the special, proprietary coaching programs of the authors, all of them expensive.

And about those books on investments – they tend to be disappointing for a different reason:  Either they’re too basic and conservative, in the vein of promising you that you too can become a millionaire if you invest 10% of your salary for the next 40 years. 

Or they are, once again, too vague.  They might provide introductions into some of the basics of certain aspects of stock trading, but if you’d try to actually follow their advice, you’d soon find yourself in hot water.

Not so with Adam Khoo and Conrad Lim’s book, Secrets of Millionaire Investors.  Just from looking at the title, I would have probably expected more of the same.  But Adam and Conrad actually provide the blueprints – and the details – on how to make investing work.

The book starts with a bang – taking us right into the world of trading stocks, and the challenges Adam faced during his first attempts at making it work.  Let’s just say it wasn’t a pretty sight.  For two years, he played it safe after that.

But the failures were just stepping stones, prompting Adam to seek out mentors and models from whom he could learn, something he discusses in much detail in some of his other books, for example in Master Your Mind and in Secrets of Self-Made Millionaires.
His key role model:  Warren Buffett, arguably the world’s most successful investor.  He studied what Buffett had done and quickly saw where he himself had gone wrong.  His other investing books were of the sort I mentioned above – providing good but incomplete information, and Adam learned the hard way that a little knowledge, even if it’s good, can be very dangerous.

So he set out to learn everything he needed to know to become a successful investor, and started to apply what he learned.  First he focused on Singapore, but he quickly moved on to the U.S. stock market, a much more dynamic marketplace.

But even skilled investing in the stock market only gets you so far.  He soon noticed that some of his friends doubled their money in weeks...  by buying options.
So he attended seminars and quickly expanded his expertise to options as well.

Next, Adam’s co-author, Conrad Lim, shares his own rags-to-riches story.  He decided to learn about the stock market after going through several business failures and a bankruptcy.  I actually find that inspiring.  It means that even after thorough failure, you have a chance to better yourself, and become wealthy.

On his quest to learn about the stock market, Conrad too suffered the failures caused by good but incomplete information.  He quickly learned from his mistakes, though, and slowly, he was making gains.  After about a year, he was consistently earning a nice full-time income just from trading stocks, and things went uphill from there. He went from failure to becoming someone people sought out for advice.

Next, the book goes into the meat of investing, starting by dispelling the myths perpetrated by most of the other books, especially the one about the correlation between low risk and low return on one side, and high risk and high return on the other. 

A poignant quote by Warren Buffett underlines that point:
“Risk Comes from Not Knowing What You Are Doing”

And that’s the situation the book sets out to remedy. I was amazed at the wealth of detail the book went into – efficiently and clearly explained in its 272 pages.  And not just regular stock investing either, but all the fancy stuff, including options and short-selling.

Here’s some of the kind of information covered in this book:
1.  Basic principles of how the stock market works, and how to work the stock market successfully, including such gems as how to make sure you get out early if you picked the wrong stock without getting burned too badly.
2.  In a chapter, called “The Idiot Proof Way To Making Money” the authors explain the first and  most basic system for making money in stocks.  They argue that with the information they provide, it’s possible to achieve just about risk-free annual returns.  The only “skill” you need is patience.

Have you ever been at those teaser investment seminars, where they tell you about surefire ways to make money in the stock market and show you some fancy charts that they say will tell you exactly when to buy and sell and so on?  I have.  And then they say that we’d get all the info we need to actually apply this information if we bought into their $5000 or so program.

Reading this chapter brought back those memories because all the charts they showed (and many more) are right here in this book, starting with this chapter. The difference:  They’re explained in so much detail that you can actually apply that knowledge.  That’s when I really started to pay attention.  This was good stuff.

It teaches you how to buy, how to sell, when to buy and sell, and so much more.  The “more” is key, of course.  If you did just the idiot proof techniques, you could make a nice chunk of change, but it would probably be hard to become really wealthy that way.  

That’s why the authors added many ways to turbo-charge the process.  And, something very important, especially when the economy goes through challenging times – they’ve provided plenty of ways to make money no matter what the economy does.

The next chapter is about Value Investing, Warren Buffett’s secret.  But this goes way beyond the kind of information you can buy at a regular bookstore.  And one of the key skills you learn in this chapter: How to evaluate a business and the potential of its stock – in great depth!  Worksheets are provided.

Next, something really cool:  “Momentum Investing.”  I must admit that I had never even heard of that before.  The idea is that you catch stocks that are about they take off and rise in value so quickly that most other people don’t catch on till they have to buy them at a premium.  Many detailed charts and instructions help you to figure out which stocks are good candidates, and how to catch them just before they hit it big.

Of course, what goes up often comes down, either temporarily or, sometimes, permanently.  So this chapter also provides detailed strategies on how you can protect yourself from losing what you’ve just earned.


If the book ended here, it would have already surpassed my expectations, as well as most of what you can find elsewhere, and probably most of those $5000 seminars as well.
But it doesn’t end here.  It goes on to cover stock options, the real secret to making lots of money in the stock market, and quickly.  Of course, you can also lose your shirt, but after learning and carefully applying all the strategies in this offer, that chance is much reduced.

The beauty of stock options, according to Adam and Conrad, is that you can make money with them in any kind of economic climate, that results can come quickly, and that you can leverage whatever funds you have by controlling a much larger amount of money.  That is also the key to the risk, which is why options are something to be approached with caution – and knowledge of how they work.

There are a few warnings in this chapter.  Don’t try this at home... (unless you know what you’re doing).  Yet there are also techniques that are much less risky – and the authors point them out and proceed to explain them so thoroughly, I wanted to stop reading the rest of the book and just have a go at them.

In fact, options are really the heart of this book.  They are the key to making significant financial gains in a short amount of time, and so they get a lot of extra coverage.  How they work, how to understand the information you need to gather to make informed decisions about them, and how to best go about making money with them.

There’s even a super safe way to make money with options. Yes, you can still lose money but the amount is very limited – and you stand to gain a great deal if your bet pays off.   Plus, of course, with the information you have gathered using the other techniques, your bet will always be informed.

Another whole chapter is devoted to the fine art of short selling, a technique that can pay off big during bear markets.  You’ve probably read about them in the paper.  Well, here’s how to do it, and, of course, with lots and lots of detailed info along with work sheets for help with assessing funds and their performance so your chances at success are maximized.

The last chapter guides you towards putting all this information into action.  Once again, it comes with work sheets you can use to assess your risk and the probable movement of the stocks.  And advice on how to keep track of your gains and losses so you can tweak your system and make it turn mostly profits.

All in all – it’s an outstanding guide to how to make money in the stock market – with charts and plenty of work sheets where you can track and evaluate the stocks you’re interested in.
It’s a how-to book that really lives up to its name. 

Best thing has yet to come... I bought the hard-copy at Popular for $30+! Now you can get it here for only a low price of $19.95!

If You Want To Make Real Money Investing In The Stock Market, Then Get This Book Right Now!